Health YW

Archive for April, 2011

2009 Health Savings Account Plans:  This article announces the new & improved 2009 annual contribution allowances for Health Savings Account insurance plans.  Please refer my other article (s) that explains in far greater detail about the many specific benefits of HSA Health Savings Plans.

Firstly, if you are still considering an HSA medical plan, you are on the right track.  Wth a Health Savings Account plan, you’ll save significant amounts of money annually on taxes, health insurance premiums, & retirement savings all at the same time. And this can be accomplished without decreasing your real insurance protection or choices of doctors & specialists.  Exercising your financial wisdom and becoming informed is a great decision on your part.

• For 2009, the maximum annual HSA contributions for an eligible individual with self-only coverage is $3,000.  (Get more info on our recommended Health Savings Administrators)

• For family health coverage, the maximum annual HSA contributions is $5,950.

• Catch up contribution for individuals who are 55 years or older has been increased by law to $1,000 for 2009 & all years thereafter.

• Individuals who are eligible (meaning they have an HSA qualified high deductible insurance plan or HDHP) on the first day of the last month of the taxable year (December for most taxpayers) are allowed the full annual contribution (plus catch up contributions, if 55 years of age or older by year end), regardless of the number of months the individual was eligible during the year. For individuals who are no longer eligible on that date, both the maximum HSA contributions and catch up contribution are pro-rated based on the number of months of the year that the taxpayer was eligible.

New Amounts for out-of-pocket spending on HSA-Compatible (HDHP) high deductible health insurance plans:

• For 2009, the maximum annual out-of-pocket amounts for HDHP self-coverage increases to $5,800 and the maximum annual out-of-pocket amount for HDHP family coverage is twice that, $11,600.

Minimum Deductible Amounts for HSA-Compatible HDHPs:

• For 2009, the minimum deductible for HDHPs increases to $1,150 for self-only coverage and $2,300 for family coverage.

Additionally, a fiscal year plan that satisfies the requirements for a high deductible health insurance plan on the first day of the first month of its fiscal year may apply that deductible for the entire fiscal year. Please contact us for no cost advice & expert assistance. See our contact information below in the “about the author” section.

Regardless of income level, if you are paying for health insurance, you owe it to yourself to carefully consider the benefits of an HSA health savings plan versus the traditional health plan you are probably used to.  The expert advisers at http://www.HSA-Health-Savings.com are on a mission because millions of folks and their families are not yet receiving tremendous financial benefits that are so readily attainable TODAY.   We are thrilled as the benefits of health savings plans can literally transform the financial portfolio of people like YOU.

Yoga Month is a year-round campaign and will peak September 2008 with millions of health & socially conscious individuals practicing yoga at thousands of yoga studios, parks and homes around the globe.

The 10 City Yoga Month Tour featuring lectures and concerts will visit yoga-passionate cities like Los Angeles, San Francisco, Vancouver, Chicago, New York City, Philadelphia, Miami, Austin, Denver and San Diego.

“Yoga has been practiced for the last 5,000 years and transformed into one of the most popular and effective methods to balance body mind, stay flexible, fit and healthy and prevent disease – mainly because it works.”, says Johannes R. Fisslinger, president of the Yoga Health Foundation and initiator of the Yoga Month campaign.

Yoga is attracting North American participants in numbers as high as 20 million. A recent Harris poll revealed that more than 100 million North Americans would like to practice Yoga for its health benefits.

With many Hollywood celebrities like Gwenyth Paltrow, Madonna, Russell Simmons, Courtney Cox and Nicholas Cage, Meg Ryan, Ricky Martin practicing yoga and 27 billion spent in yoga-related products even traditional advertisers are paying attention.

The extensive list of current Yoga Month partners include magazines like Fit Yoga, Yoga+ Joyful Living, LA Yoga, Yogi Times, Yoga Journal, Yogamates.com, Whole Life Times, studios like Yogaworks, Exhale, Jiva Mukti, Power Yoga, Dahn Yoga and Bikram Yoga and teachers like Seane Corn, Hala Khouri, Bryan Kest, Nike’s Margo Kellison, Larry Payne, Shiva Rea.

Yoga Month will benefit local community leaders and inspire sustainable healthy lifestyle projects like Yoga for Kids, at-risk-youth, breast health or AIDS prevention.

For more information and for Yoga Studios & Teachers, Community Leaders and Media & Sponsors sign up, please visit www.yogamonth.org.

Find out about the Cost of Poor Health and why Yoga Month 092008 will make a difference in the future of health care.

Contact: Johannes R. Fisslinger Yoga Health Foundation Phone 310 928 6638 www.yogamonth.org

Yoga Month will vibrantly encourage, educate and inspire millions to practice yoga and focus on a pro-active, healthy way of living. Yoga Month 092008

www.yogamonth.org

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It is essential when writing an Oxford style paper to give a concluding statement and recommendations. In Oxford style referencing, the basic format to cite a book in a bibliography and footnote is as follows: The Author’s surname and initials, the full title which is given in italics, the edition, if other than the first, the name of the publisher, the place of publication, and the year of publication. To cite journals in an Oxford style reference, the format is: the author, the title of the article, the title of journal, the volume number, the copy number, the year of publication and page numbers. To cite electronic sources, the format is: author, title of article, name of website, volume, number, date, date retrieved, and the URL.

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